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225786 29.86 21.95 30.26 P3Y6M0D P3Y3M29D 5468000 3848000 195000 1179000 1049000 255000 P30Y 97000 3708000 4017000 92000 408000 4083000 3703000 348000 4754000 5202000 276000 1634000 1522000 581000 781000 4671000 4040000 1021000 1451000 1403000 1326000 1272000 154000 136000 317000 40 169 39 24 0.13 0.46 11000 13000 441189000 335543000 334717000 103651000 1995000 1995000 104822000 441534000 8783000 8585000 3791000 198000 86000 3877000 1001000 181000 1806000 820000 1417000 3223000 433407000 327139000 332732000 104273000 1995000 1995000 106153000 440880000 4945000 91248000 4945000 30409000 121657000 66868000 22617000 60546000 44251000 38005000 98551000 71813000 22617000 151794000 49196000 68414000 220208000 5000 556000 5000 130000 686000 996000 181000 1250000 815000 1287000 2537000 1001000 181000 1806000 820000 1417000 3223000 17585000 123001000 241321000 51500000 433407000 17607000 124343000 248393000 50846000 6489000 7069000 1372855000 1390898000 184354000 230933000 441189000 441534000 739240000 711090000 6489000 7069000 1371272000 1390626000 739357000 694360000 157000 91000 1394946000 1416377000 655563000 722018000 739357000 694360000 157000 91000 1395077000 1416469000 20542000 19149000 5915000 5678000 26833000 25162000 180000 212000 11357000 10609000 7590000 6895000 420000 0.055 800000 800000 1619000 1740000 1555000 1400000 468000 2265000 9047000 3776000 2948000 3776000 2948000 -188000 -464000 -1014000 826000 -721000 257000 139000 37000 303000 -164000 69000 -32000 857000 638000 857000 638000 5701000 529000 5701000 529000 5416000 -7418000 5416000 -7418000 0.26 0.20 25124 23456 P7Y <div><p style="text-align: justify"><font style="font: x-small Times New Roman">Note 1 - Basis of Presentation</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">The accompanying unaudited consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and with the instructions to Form 10-Q and Rule 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. generally accepted accounting principles for complete financial statements. In the opinion of management, all adjustments, consisting of normal recurring accruals, considered necessary for a fair presentation have been included. All share and per share data in the unaudited consolidated financial statements and accompanying notes have been restated to give effect to the 20% stock dividend paid on December 14, 2018. Certain amounts in prior-period financial statements have been reclassified to conform to the </font><font style="font: x-small Times New Roman">current period&#8217;s presentation. </font><font style="font: x-small Times New Roman">For further information, refer to the audited consolidated financial statements and related footnotes included in Cass </font><font style="font: x-small Times New Roman">Information System, Inc.&#8217;s (the &#8220;Company&#8221; or &#8220;Cass&#8221;) Annual Report on Form 10</font><font style="font: x-small Times New Roman">-K for the year ended December 31, 2018</font><font style="font: x-small Times New Roman">.</font></p></div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">Note 2 </font><font style="font: x-small Times New Roman">&#8211; </font><font style="font: x-small Times New Roman">Intangible Assets</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">The Company accounts for intangible assets in accordance with Financial Accounting Standards Board (&#8220;FASB&#8221;) Accounting Standards Codification (&#8220;ASC&#8221;) 350, &#8220;Goodwill and Other Intangible Assets</font><font style="font: x-small Times New Roman">,</font><font style="font: x-small Times New Roman">&#8221; (&#8220;FASB ASC 350&#8221;), </font><font style="font: x-small Times New Roman">which requires that intangibles with indefinite useful lives be tested annually for impairment and those with finite useful lives be amortized over their useful lives.</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">Details of the Company&#8217;s intangible assets are as follows:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="5" style="width: 5%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">March 31, 2019</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"></td> <td colspan="5" style="width: 5%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">December 31, 2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; text-align: center; white-space: nowrap"><b><font style="font: x-small Times New Roman">Gross Carrying</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"><b></b></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Accumulated</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Gross Carrying</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"><b></b></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Accumulated</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">Amount</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b></b></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">Amortization</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">Amount</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b></b></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">Amortization</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Assets eligible for amortization:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Customer lists</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">4,288</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(3,163)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">4,288</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(3,071)</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Patents</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">72</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">(17)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">72</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">(16)</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Non-compete agreements</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">332</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(332)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">332</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(326)</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Software</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">234</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">(234)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">234</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">(234)</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Other</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">500</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(234)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">500</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(225)</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Unamortized intangible assets:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">Goodwill¹</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">12,796</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">(227)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">12,796</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">(227)</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">Total intangible assets</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">18,222</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">(4,207)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">18,222</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">(4,099)</font></td></tr></table> <table cellspacing="0" cellpadding="0" border="0" style="line-height: normal; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: xx-small Times New Roman">¹</font></td> <td style="width: 99%; white-space: nowrap; text-align: left"><font style="font: xx-small Times New Roman">Amortization through December 31, 2001 prior to adoption of FASB ASC 350.</font></td></tr></table> <p style="text-align: justify"><font style="font: x-small Times New Roman">The customer lists are amortized over seven and ten years; the patents over 18 years; the non-compete agreements over two and five years; software over three years; and other intangible assets over 15 years. Amortization of intangible assets amounted to $107,000 and $110,000 for the three-month periods ended March 31, 2019 and 2018, respectively. Estimated annual amortization of intangibles is as follows: $412,000 in 2019, $406,000 in each of 2020 and 2021, and $88,000 in each of 2022 and 2023.</font></p></div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">Note 3 </font><font style="font: x-small Times New Roman">&#8211; </font><font style="font: x-small Times New Roman">Earnings Per Share</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">Basic earnings per share is computed by dividing net income by the weighted-average number of common shares outstanding. Diluted earnings per share is computed by dividing net income by the sum of the weighted-average number of common shares outstanding and the weighted-average number of potential common shares outstanding. There were no antidilutive shares in the three months ended March 31, 2019 and 2018. The calculations of basic and diluted earnings per share are as follows:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="5" style="width: 5%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Three Months Ended</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="5" style="width: 5%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">March 31,</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"><b><i><font style="font: x-small Times New Roman">(In thousands except share and per share data)</font></i></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">2019</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Basic</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Net income</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">8,163</font></td> <td style="width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">8,092</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Weighted-average common shares outstanding</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">14,455,527</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">14,679,619</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; 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text-align: left; border-bottom: Black 1.5pt solid">&#160;</td> <td style="white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid">&#160;</td> <td style="white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid">&#160;</td> <td style="white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid">&#160;</td> <td style="white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid">&#160;</td> <td style="white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid">&#160;</td> <td style="white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid">&#160;</td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Diluted</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Net income</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">8,163</font></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; 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</font><font style="font: x-small Times New Roman">Stock Repurchases</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">The Company maintains a treasury stock buyback program pursuant to which the Board of Directors has authorized the repurchase of up to 500,</font><font style="font: x-small Times New Roman">000 shares of the Company&#8217;s </font><font style="font: x-small Times New Roman">common stock. As restored by the Board of Directors on January 29, 2019, the program provides that the Company may repurchase up to an aggregate of 500,000 shares of common stock and has no expiration date. The Company repurchased 107,815 shares during the three-month period ended March 31, 2019 and 11,456 shares during the three-month period ended March 31, 2018. As of March 31, 2019, 497,000 shares remained available for repurchase under the program. 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They are managed separately due to their unique service and processing requirements.</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">The Information Services segment provides transportation, energy, telecommunication, and environmental invoice processing and payment services to large corporations. The Banking Services segment provides banking services primarily to privately held businesses and faith-based ministries as well as supporting the banking needs of the Information Services segment.</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">The Company&#8217;s accounting policies for segments are the same as those described in the summary </font><font style="font: x-small Times New Roman">of significant </font><font style="font: x-small Times New Roman">accounting policies in the Company&#8217;s Annual Report on Form 10</font><font style="font: x-small Times New Roman">-K for the year ended December 31, 2018. 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width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Corporate,</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; 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white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">7,486</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">(225)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">13,438</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Interest expense</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">1,290</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,290</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: silver"><font style="font: x-small Times New Roman">Intersegment income (expense)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="text-align: right; width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">519</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">(519)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="text-align: right; width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">&#8212;</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Tax-equivalized pre-tax income*</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">7,588</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">3,260</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">(398)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">10,450</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: silver"><font style="font: x-small Times New Roman">Goodwill</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">12,433</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">136</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="text-align: right; width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">12,569</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Other intangible assets, net</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">1,446</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,446</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: silver"><font style="font: x-small Times New Roman">Total Assets</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">874,971</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">832,326</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">(22,416)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">1,684,881</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Funding Sources</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">647,590</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">591,199</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,238,789</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; background-color: silver"><i><font style="font: x-small Times New Roman">Three Months Ended March 31, 2018</font></i></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman"></font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Fee income from customers</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">24,872</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">376</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">126</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">25,374</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: silver"><font style="font: x-small Times New Roman">Interest income*</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">6,157</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">6,895</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">(1,077)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">11,975</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Interest expense</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">679</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">679</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: silver"><font style="font: x-small Times New Roman">Intersegment income (expense)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">462</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">(462)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">&#8212;</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Tax-equivalized pre-tax income*</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">7,375</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">4,064</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">(951)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">10,488</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: silver"><font style="font: x-small Times New Roman">Goodwill</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">12,433</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">136</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">12,569</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Other intangible assets, net</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">1,885</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,885</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: silver"><font style="font: x-small Times New Roman">Total Assets</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">878,199</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">858,283</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">(85,680)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">1,650,802</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Funding Sources</font></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: right"><font style="font: x-small Times New Roman">644,909</font></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: right"><font style="font: x-small Times New Roman">595,837</font></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: right"><font style="font: x-small Times New Roman">1,240,746</font></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%"> <tr style="vertical-align: top; text-align: left"> <td style="width: 1%"><font style="font: xx-small Times New Roman">* </font></td> <td style="width: 99%; text-align: justify"><font style="font: xx-small Times New Roman">Presented on a tax-equivalent basis assuming a tax rate of 21% for 2019 and 2018. The tax-equivalent adjustment was approximately $541,000 and $687,000 for the three months ended March 31, 2019 and 2018, respectively.</font></td></tr> </table> </div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">Note 6 </font><font style="font: x-small Times New Roman">&#8211; </font><font style="font: x-small Times New Roman">Loans by Type</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">A summary of loan categories is as follows:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">March 31,</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">December 31,</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">2019</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Commercial and industrial</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">313,404</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">277,091</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Real estate</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Commercial:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 45pt"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">93,268</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">95,605</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 45pt; background-color: Silver"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">15,293</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">11,858</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Faith-based:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 45pt; background-color: Silver"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">312,164</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">316,147</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 45pt"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">17,070</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">20,576</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">Other</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">110</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">310</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; padding-left: 30pt"><font style="font: x-small Times New Roman">Total loans</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid"><font style="font: x-small Times New Roman">751,309</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid"><font style="font: x-small Times New Roman">721,587</font></td></tr></table> <p style="text-align: justify"><font style="font: x-small Times New Roman">The following table presents the aging of loans by loan categories at March 31, 2019 and December 31, 2018:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 13pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; text-align: left"><b></b></td> <td colspan="8" style="width: 8%; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Performing</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"><b></b></td> <td colspan="5" style="width: 8%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Nonperforming</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"><b></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"><b></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"><b></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">90 Days</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">30-59</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">60-89</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">and</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Non-</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Total</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Current</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Days</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Days</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Over</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">accrual</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Loans</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; background-color: Silver"><i><font style="font: x-small Times New Roman">March 31, 2019</font></i></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Commercial and industrial</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">313,404</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">313,404</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Real estate</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Commercial:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">93,110</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">158</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">93,268</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">15,293</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">15,293</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Faith-based:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">312,164</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">312,164</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">17,070</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">17,070</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">Other</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">110</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">110</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">Total</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">751,151</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">158</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">751,309</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left"><i><font style="font: x-small Times New Roman">December 31, 2018</font></i></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Commercial and industrial</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">277,091</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">277,091</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Real estate</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Commercial:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">95,605</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">95,605</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">11,858</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">11,858</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Faith-based:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">316,147</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">316,147</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">20,576</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">20,576</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">Other</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">310</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">310</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">Total</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">721,587</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">721,587</font></td></tr></table> <p style="text-align: justify"><font style="font: x-small Times New Roman">The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of March 31, 2019 and December 31, 2018:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 13pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Loans</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Performing</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Nonperforming</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Subject to</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Loans Subject to</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Loans Subject</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Normal</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Special</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">to Special</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Monitoring</font></b><b><font style="font: x-small Times New Roman">¹</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Monitoring²</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Monitoring²</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Total Loans</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; background-color: Silver"><i><font style="font: x-small Times New Roman">March 31, 2019</font></i></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Commercial and industrial</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">311,776</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,628</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">313,404</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Real estate</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Commercial:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">93,110</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">158</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">93,268</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">15,293</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">15,293</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Church, church-related:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">310,986</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,178</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">312,164</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">17,070</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">17,070</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">Other</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">110</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">110</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">Total</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">748,345</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">2,964</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">751,309</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"><i><font style="font: x-small Times New Roman">December 31, 2018</font></i></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Commercial and industrial</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">275,308</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">1,783</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">277,091</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Real estate</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Commercial:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">95,447</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">158</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">95,605</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">11,858</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">11,858</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Church, church-related:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">314,940</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">1,207</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">316,147</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">20,576</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">20,576</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">Other</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">310</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">310</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">Total</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">718,439</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">3,148</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">721,587</font></td></tr></table> <table cellspacing="0" cellpadding="0" border="0" style="line-height: normal; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 1%; white-space: nowrap; text-align: left; vertical-align: top"><font style="font: xx-small Times New Roman">¹</font></td> <td style="width: 99%; text-align: justify; vertical-align: top"><font style="font: xx-small Times New Roman">Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligations.</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 1%; white-space: nowrap; text-align: left; vertical-align: top"><font style="font: xx-small Times New Roman">²</font></td> <td style="width: 99%; text-align: justify; vertical-align: top"><font style="font: xx-small Times New Roman">Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.</font></td></tr></table> <p style="text-align: justify"><font style="font: x-small Times New Roman">Impaired loans consist primarily of nonaccrual loans, loans greater than 90 days past due and still accruing interest and troubled debt restructurings, both performing and nonperforming. 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white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">2018</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Offs</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Recoveries</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Provision</font></b></td> <td style="width: 1%; 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white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">11</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">529</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">4,719</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Real estate</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Commercial:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,417</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(33)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,384</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">89</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">26</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">115</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Church, church-related:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">3,961</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">(51)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">3,910</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">155</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(27)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">128</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">Other</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">424</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">(194)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">230</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">Total</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">10,225</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">11</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">250</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">10,486</font></td></tr></table> <p style="text-align: justify"><font style="font: x-small Times New Roman">A summary of the activity in the allowance for loan losses from December 31, 2017 to March 31, 2018 is as follows:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="2" style="width: 2%; text-align: center; white-space: nowrap"><b><font style="font: x-small Times New Roman">December 31,</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Charge-</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">March 31,</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">2017</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Offs</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Recoveries</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Provision</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Commercial and industrial</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">3,652</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font>&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">5</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">320</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">3,977</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Real estate</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Commercial:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,394</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(53)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,341</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">70</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">48</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">118</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Church, church-related:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">3,962</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">(106)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">3,856</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">196</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">22</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">218</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Industrial Revenue Bond</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">52</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">(12)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">40</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">Other</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">879</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">(219)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">660</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">Total</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">10,205</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">5</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">10,210</font></td></tr></table> </div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">Note 7 </font><font style="font: x-small Times New Roman">&#8211; </font><font style="font: x-small Times New Roman">Commitments and Contingencies</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">In the normal course of business, the Company is party to activities that contain credit, market and operational risks </font><font style="font: x-small Times New Roman">that are not reflected in whole or in part in the Company&#8217;s consolidated financial statements. 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At March 31, 2019 and December 31, 2018, no amounts have been accrued for any estimated losses for these instruments.</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commercial and standby letters of credit are conditional commitments issued by the Company or its subsidiaries to guarantee the performance of a customer to a third party. These off-balance sheet financial instruments generally have fixed expiration dates or other termination clauses and may require payment of a fee. At March 31, 2019, the balance of unused loan commitments, standby and commercial letters of credit were $145,100,000, $11,029,000, and $3,791,000, respectively. Since some of the financial instruments may expire without being drawn upon, the total amounts do not necessarily represent future cash requirements. 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white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Exercise</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Contractual</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Value</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1.5pt solid; width: 90%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Shares</font></b></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td colspan="2" style="border-bottom: #000000 1.5pt solid; width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Price</font></b></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Term Years</font></b></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td colspan="2" style="border-bottom: #000000 1.5pt solid; 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</font><font style="font: x-small Times New Roman">Defined Pension Plans</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">The Company has a noncontributory defined-benefit pension plan, which covers most of its employees. Effective December 31, 2016, the Plan was closed to all new participants. The Company accrues and makes contributions designed to fund normal service costs on a current basis using the projected unit credit with service proration method to amortize prior service costs arising from improvements in pension benefits and qualifying service prior to the establishment of the plan over a period of approximately 30 years. Disclosure information is based on a measurement date of December 31 of the corresponding year. The following table represents the components of the net periodic pension costs:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Estimated</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Actual</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1.5pt solid; width: 94%; white-space: nowrap; text-align: left"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="border-bottom: #000000 1.5pt solid; 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width: 1%; white-space: nowrap; text-align: center"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: center"></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #ffffff; width: 88%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="background-color: #ffffff; width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Amortized</font></b></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="background-color: #ffffff; width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Unrealized</font></b></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="background-color: #ffffff; width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Unrealized</font></b></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: center"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: center"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: center"></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1.5pt solid; background-color: #ffffff; width: 88%; white-space: nowrap; text-align: left"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #ffffff; width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="border-bottom: #000000 1.5pt solid; background-color: #ffffff; width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Cost</font></b></td> <td style="border-bottom: #000000 1.5pt solid; 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white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">106,153</font></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">86</font></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,417</font></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; 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background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; 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white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">49,196</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">820</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 82%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Certificates of deposit</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="border-bottom: #000000 1pt solid; 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text-align: left">&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="4" style="width: 4%; white-space: nowrap; text-align: right"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left">&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="17" style="border-bottom: #000000 1.5pt solid; width: 17%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">December 31, 2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="5" style="border-bottom: #000000 1.5pt solid; width: 5%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Less than 12 months</font></b></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="5" style="border-bottom: #000000 1.5pt solid; width: 5%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">12 months or more</font></b></td> <td style="border-bottom: #000000 1.5pt solid; 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text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,287</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">68,414</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,417</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 82%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Certificates of deposit</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; 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There were 169 securities, or 46% of the total (24 greater than 12 months), in an unrealized loss position as of March 31, 2018. All unrealized losses were reviewed to determine whether the losses were other than temporary. Management believes that all unrealized losses are temporary since they were market driven, and it is more likely than not that the Company will not be required to sell prior to recovery of the amortized basis.</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">The amortized cost and fair value of investment securities by contractual maturity are shown in the following table. Expected maturities may differ from contractual maturities because borrowers have the right to prepay obligations with or without prepayment penalties.</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="5" style="border-bottom: #000000 1.5pt solid; width: 5%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">March 31, 2019</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1.5pt solid; width: 94%; white-space: nowrap; text-align: left"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td colspan="2" style="border-bottom: #000000 1.5pt solid; width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Amortized Cost</font></b></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td colspan="2" style="border-bottom: #000000 1.5pt solid; width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Fair Value</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #c0c0c0; width: 94%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Due in 1 year or less</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">17,585</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">17,607</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Due after 1 year through 5 years</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">123,001</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">124,343</font></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #c0c0c0; width: 94%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Due after 5 years through 10 years</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">241,321</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">248,393</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; width: 94%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Due after 10 years</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">51,500</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">50,846</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 94%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Total</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">433,407</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">441,189</font></td></tr></table> <p style="text-align: justify"><font style="font: x-small Times New Roman">Proceeds from sales of investment securities classified as available for sale were $1,101,000 and $9,543,000 for the three months ended March 31, 2019 and 2018, respectively. Gross realized gains were $11,000 and $13,000 for the three months ended March 31, 2019 and 2018, respectively. There were no securities pledged to secure public deposits and for other purposes at March 31, 2019.</font></p></div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">Note 12 </font><font style="font: x-small Times New Roman">&#8211; </font><font style="font: x-small Times New Roman">Fair Value of Financial Instruments</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">Following is a summary of the carrying amounts and fair values of the Company&#8217;s financial instruments:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="5" style="border-bottom: #000000 1.5pt solid; width: 5%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">March 31, 2019</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="5" style="border-bottom: #000000 1.5pt solid; width: 5%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">December 31, 2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Carrying</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Carrying</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1.5pt solid; width: 88%; white-space: nowrap; text-align: left"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="border-bottom: #000000 1.5pt solid; width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Amount</font></b></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="border-bottom: #000000 1.5pt solid; width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Fair Value</font></b></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="border-bottom: #000000 1.5pt solid; width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Amount</font></b></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="border-bottom: #000000 1.5pt solid; width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Fair Value</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #c0c0c0; width: 88%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Balance sheet assets:</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Cash and cash equivalents</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">184,354</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">184,354</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">230,933</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">230,933</font></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #c0c0c0; width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Investment securities</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">441,189</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">441,189</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">441,534</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">441,534</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Loans, net</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">740,823</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">739,240</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">711,362</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">711,090</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Accrued interest receivable</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">6,489</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">6,489</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">7,069</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">7,069</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Total</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,372,855</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,371,272</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,390,898</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,390,626</font></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #c0c0c0; width: 88%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Balance sheet liabilities:</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Deposits</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">655,432</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">655,563</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">721,926</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">722,018</font></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #c0c0c0; width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Accounts and drafts payable</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">739,357</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">739,357</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">694,360</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">694,360</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Accrued interest payable</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">157</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">157</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">91</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">91</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Total</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,394,946</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,395,077</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,416,377</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,416,469</font></td></tr></table> <p style="text-align: justify"><font style="font: x-small Times New Roman">The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value:</font></p> <p style="text-align: justify"><i><font style="font: x-small Times New Roman">Cash and Cash Equivalents </font></i><b><font style="font: x-small Times New Roman">- </font></b><font style="font: x-small Times New Roman">The carrying amount approximates fair value.</font></p> <p style="text-align: justify"><i><font style="font: x-small Times New Roman">Investment in Securities </font></i><b><font style="font: x-small Times New Roman">- </font></b><font style="font: x-small Times New Roman">The fair value is measured on a recurring basis using Level 2 valuations. Refer to Note 11</font><font style="font: x-small Times New Roman">, &#8220;Investment in Secur</font><font style="font: x-small Times New Roman">ities,</font><font style="font: x-small Times New Roman">&#8221; for fair value and unrealized gains and losses by investment type.</font></p> <p style="text-align: justify"><i><font style="font: x-small Times New Roman">Loans </font></i><b><font style="font: x-small Times New Roman">- </font></b><font style="font: x-small Times New Roman">The fair value is estimated using present values of future cash flows discounted at risk-adjusted interest rates for each loan category designated by management and is therefore a Level 3 valuation. Management believes that the risk factor embedded in the interest rates along with the allowance for loan losses result in a fair valuation.</font></p> <p style="text-align: justify"><i><font style="font: x-small Times New Roman">Accrued Interest Receivable </font></i><b><font style="font: x-small Times New Roman">- </font></b><font style="font: x-small Times New Roman">The carrying amount approximates fair value.</font></p> <p style="text-align: justify"><i><font style="font: x-small Times New Roman">Deposits </font></i><b><font style="font: x-small Times New Roman">- </font></b><font style="font: x-small Times New Roman">The fair value of demand deposits, savings deposits and certain money market deposits is the amount payable on demand at the reporting date. The fair value of fixed-maturity certificates of deposit is estimated using the rates currently offered for deposits of similar remaining maturities and therefore, is a Level 2 valuation. The fair value estimates above do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market or the benefit derived from the customer relationship inherent in existing deposits.</font></p> <p style="text-align: justify"><i><font style="font: x-small Times New Roman">Accounts and Drafts Payable </font></i><b><font style="font: x-small Times New Roman">- </font></b><font style="font: x-small Times New Roman">The carrying amount approximates fair value.</font></p> <p style="text-align: justify"><i><font style="font: x-small Times New Roman">Accrued Interest </font></i><b><font style="font: x-small Times New Roman">- </font></b><font style="font: x-small Times New Roman">The carrying amount approximates fair value.</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">There were no transfers between Levels 1 and 2 of the fair value hierarchy for the three months ended March 31, 2019 and 2018. No financial instruments are measured using Level 3 inputs for the three months ended March 31, 2019 and 2018.</font></p></div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">Note 15 </font><font style="font: x-small Times New Roman">&#8211; </font><font style="font: x-small Times New Roman">Subsequent Events</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">In accordance with FASB ASC 855, &#8220;Subsequent Events,&#8221; the Company has evaluated subsequent events after the </font><font style="font: x-small Times New Roman">consolidated balance sheet date of March 31, 2019, and there were no events identified that would require additional </font><font style="font: x-small Times New Roman">disclosures to prevent the Company&#8217;s </font><font style="font: x-small Times New Roman">unaudited consolidated financial statements from being misleading.</font></p></div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">Details of the Company&#8217;s intangible assets are as follows:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="5" style="width: 5%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">March 31, 2019</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"></td> <td colspan="5" style="width: 5%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">December 31, 2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; text-align: center; white-space: nowrap"><b><font style="font: x-small Times New Roman">Gross Carrying</font></b></td> <td style="width: 1%; 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white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">Amount</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b></b></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">Amortization</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">Amount</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b></b></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">Amortization</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Assets eligible for amortization:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Customer lists</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">4,288</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(3,163)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">4,288</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(3,071)</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Patents</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">72</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">(17)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">72</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">(16)</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Non-compete agreements</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">332</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(332)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">332</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(326)</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Software</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">234</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">(234)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">234</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">(234)</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Other</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">500</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(234)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">500</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(225)</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Unamortized intangible assets:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">Goodwill¹</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">12,796</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">(227)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">12,796</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">(227)</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">Total intangible assets</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">18,222</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">(4,207)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">18,222</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; 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white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Net income</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">8,163</font></td> <td style="width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">8,092</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Weighted-average common shares outstanding</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">14,455,527</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">14,679,619</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; 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text-align: left; border-bottom: Black 1.5pt solid">&#160;</td> <td style="white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid">&#160;</td> <td style="white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid">&#160;</td> <td style="white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid">&#160;</td> <td style="white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid">&#160;</td> <td style="white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid">&#160;</td> <td style="white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid">&#160;</td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Diluted</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Net income</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">8,163</font></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; 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white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">26,796</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">391</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">(174)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">27,013</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: silver"><font style="font: x-small Times New Roman">Interest income*</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">6,177</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">7,486</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">(225)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">13,438</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Interest expense</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">1,290</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,290</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: silver"><font style="font: x-small Times New Roman">Intersegment income (expense)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="text-align: right; width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">519</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">(519)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="text-align: right; width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">&#8212;</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Tax-equivalized pre-tax income*</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">7,588</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">3,260</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">(398)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">10,450</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: silver"><font style="font: x-small Times New Roman">Goodwill</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">12,433</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">136</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="text-align: right; width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">12,569</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Other intangible assets, net</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">1,446</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,446</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: silver"><font style="font: x-small Times New Roman">Total Assets</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">874,971</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">832,326</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">(22,416)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">1,684,881</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Funding Sources</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">647,590</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">591,199</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,238,789</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; background-color: silver"><i><font style="font: x-small Times New Roman">Three Months Ended March 31, 2018</font></i></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman"></font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman"></font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Fee income from customers</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">24,872</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">376</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">126</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">25,374</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: silver"><font style="font: x-small Times New Roman">Interest income*</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">6,157</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">6,895</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">(1,077)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">11,975</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Interest expense</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">679</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">679</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: silver"><font style="font: x-small Times New Roman">Intersegment income (expense)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">462</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">(462)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">&#8212;</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Tax-equivalized pre-tax income*</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">7,375</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">4,064</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">(951)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">10,488</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: silver"><font style="font: x-small Times New Roman">Goodwill</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">12,433</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">136</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">12,569</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Other intangible assets, net</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right; text-align: right"><font style="font: x-small Times New Roman">1,885</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,885</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: silver"><font style="font: x-small Times New Roman">Total Assets</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">878,199</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">858,283</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">(85,680)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: silver"><font style="font: x-small Times New Roman">1,650,802</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Funding Sources</font></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: right"><font style="font: x-small Times New Roman">644,909</font></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: right"><font style="font: x-small Times New Roman">595,837</font></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: left"></td> <td style="width: 1%; white-space: nowrap; border-bottom: black 1.5pt solid; text-align: right"><font style="font: x-small Times New Roman">1,240,746</font></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%"> <tr style="vertical-align: top; text-align: left"> <td style="width: 1%"><font style="font: xx-small Times New Roman">* </font></td> <td style="width: 99%; text-align: justify"><font style="font: xx-small Times New Roman">Presented on a tax-equivalent basis assuming a tax rate of 21% for 2019 and 2018. The tax-equivalent adjustment was approximately $541,000 and $687,000 for the three months ended March 31, 2019 and 2018, respectively.</font></td></tr> </table> </div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">A summary of loan categories is as follows:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">March 31,</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">December 31,</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">2019</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1.5pt solid"><b><font style="font: x-small Times New Roman">2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Commercial and industrial</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">313,404</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">277,091</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Real estate</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Commercial:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 45pt"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">93,268</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">95,605</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 45pt; background-color: Silver"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">15,293</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">11,858</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Faith-based:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 45pt; background-color: Silver"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">312,164</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">316,147</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 45pt"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">17,070</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">20,576</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">Other</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">110</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">310</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid; padding-left: 30pt"><font style="font: x-small Times New Roman">Total loans</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid"><font style="font: x-small Times New Roman">751,309</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1.5pt solid"><font style="font: x-small Times New Roman">721,587</font></td></tr></table> </div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">The following table presents the aging of loans by loan categories at March 31, 2019 and December 31, 2018:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 13pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; text-align: left"><b></b></td> <td colspan="8" style="width: 8%; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Performing</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"><b></b></td> <td colspan="5" style="width: 8%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Nonperforming</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"><b></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"><b></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"><b></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">90 Days</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">30-59</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">60-89</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">and</font></b></td> <td style="width: 1%; 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white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Days</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Days</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Over</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">accrual</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Loans</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; background-color: Silver"><i><font style="font: x-small Times New Roman">March 31, 2019</font></i></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Commercial and industrial</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">313,404</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">313,404</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Real estate</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Commercial:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">93,110</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">158</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">93,268</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">15,293</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">15,293</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Faith-based:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">312,164</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">312,164</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">17,070</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">17,070</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">Other</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">110</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">110</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">Total</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">751,151</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">158</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">751,309</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left"><i><font style="font: x-small Times New Roman">December 31, 2018</font></i></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Commercial and industrial</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">277,091</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">277,091</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Real estate</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Commercial:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">95,605</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">95,605</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">11,858</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">11,858</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Faith-based:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">316,147</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">316,147</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">20,576</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">20,576</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">Other</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">310</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">310</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">Total</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">721,587</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">721,587</font></td></tr></table> </div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">The following table presents the credit exposure of the loan portfolio by internally assigned credit grade as of March 31, 2019 and December 31, 2018:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 13pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Loans</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Performing</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Nonperforming</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Subject to</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Loans Subject to</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Loans Subject</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Normal</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Special</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">to Special</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Monitoring</font></b><b><font style="font: x-small Times New Roman">¹</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Monitoring²</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Monitoring²</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Total Loans</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; background-color: Silver"><i><font style="font: x-small Times New Roman">March 31, 2019</font></i></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Commercial and industrial</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">311,776</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,628</font></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">313,404</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Real estate</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Commercial:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">93,110</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">158</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">93,268</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">15,293</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">15,293</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Church, church-related:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">310,986</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,178</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">312,164</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">17,070</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">17,070</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">Other</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">110</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">110</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">Total</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">748,345</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">2,964</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">751,309</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"><i><font style="font: x-small Times New Roman">December 31, 2018</font></i></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Commercial and industrial</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">275,308</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">1,783</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">277,091</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Real estate</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Commercial:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">95,447</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">158</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">95,605</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">11,858</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">11,858</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Church, church-related:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">314,940</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">1,207</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">316,147</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">20,576</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">20,576</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">Other</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">310</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">310</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">Total</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">718,439</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">3,148</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">&#8212;</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">721,587</font></td></tr></table> <table cellspacing="0" cellpadding="0" border="0" style="line-height: normal; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 1%; white-space: nowrap; text-align: left; vertical-align: top"><font style="font: xx-small Times New Roman">¹</font></td> <td style="width: 99%; text-align: justify; vertical-align: top"><font style="font: xx-small Times New Roman">Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligations.</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 1%; white-space: nowrap; text-align: left; vertical-align: top"><font style="font: xx-small Times New Roman">²</font></td> <td style="width: 99%; text-align: justify; vertical-align: top"><font style="font: xx-small Times New Roman">Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention.</font></td></tr></table> </div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">A summary of the activity in the allowance for loan losses from December 31, 2018 to March 31, 2019 is as follows:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; text-align: center; white-space: nowrap"><b><font style="font: x-small Times New Roman">December 31,</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Charge-</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">March 31,</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">2018</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Offs</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Recoveries</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Provision</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">2019</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Commercial and industrial</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">4,179</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">11</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">529</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">4,719</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Real estate</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Commercial:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,417</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(33)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,384</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">89</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">26</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">115</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Church, church-related:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">3,961</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">(51)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">3,910</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">155</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(27)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">128</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">Other</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">424</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">(194)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">230</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">Total</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">10,225</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">11</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">250</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">10,486</font></td></tr></table> <p style="text-align: justify"><font style="font: x-small Times New Roman">A summary of the activity in the allowance for loan losses from December 31, 2017 to March 31, 2018 is as follows:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="2" style="width: 2%; text-align: center; white-space: nowrap"><b><font style="font: x-small Times New Roman">December 31,</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Charge-</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">March 31,</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">2017</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Offs</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Recoveries</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">Provision</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center; border-bottom: Black 1pt solid"><b><font style="font: x-small Times New Roman">2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Commercial and industrial</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">3,652</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$</font>&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">5</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">320</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">3,977</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Real estate</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 15pt; background-color: Silver"><font style="font: x-small Times New Roman">Commercial:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,394</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">(53)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,341</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">70</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">48</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">118</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Church, church-related:</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt; background-color: Silver"><font style="font: x-small Times New Roman">Mortgage</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">3,962</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">(106)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">3,856</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Construction</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">196</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">22</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">218</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left; background-color: Silver"><font style="font: x-small Times New Roman">Industrial Revenue Bond</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">52</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: right; background-color: Silver"><font style="font: x-small Times New Roman">(12)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; 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white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">(219)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid"></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">660</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 85%; 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white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"></td> <td style="width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid; background-color: Silver"><font style="font: x-small Times New Roman">10,210</font></td></tr></table> </div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">The following table summarizes contractual cash obligations of the Company related to time deposits at March 31, 2019:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 85%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="14" style="border-bottom: #000000 1.5pt solid; 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line-height: 14pt; border-collapse: collapse"> <tr style="vertical-align: bottom"> <td style="width: 95%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td colspan="4" style="width: 4%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Three Months Ended</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 95%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="4" style="border-bottom: #000000 1.5pt solid; width: 4%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">March 31, 2019</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1.5pt solid; width: 95%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center"></td> <td style="border-bottom: #000000 1.5pt solid; 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border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 90%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Weighted-</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Average</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Aggregate</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 90%; white-space: nowrap; 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border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Estimated</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Actual</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1.5pt solid; width: 94%; white-space: nowrap; text-align: left"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td colspan="2" style="border-bottom: #000000 1.5pt solid; width: 2%; 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text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">348</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 94%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Net amortization</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">276</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; 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width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,021</font></td></tr></table> </div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">The amortized cost, gross unrealized gains, gross unrealized losses and fair value of investment securities are summarized as follows:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="11" style="border-bottom: #000000 1pt solid; width: 11%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">March 31, 2019</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Gross</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Gross</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; 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white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">103,651</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 88%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Certificates of deposit</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,995</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,995</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1.5pt solid; width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Total</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">433,407</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; 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white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">441,189</font></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #ffffff; width: 88%; white-space: nowrap; text-align: left">&#160;</td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: center"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td colspan="4" style="background-color: #ffffff; width: 4%; white-space: nowrap; text-align: center"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: center"></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #ffffff; width: 88%; white-space: nowrap; text-align: left">&#160;</td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="11" style="border-bottom: #000000 1pt solid; background-color: #ffffff; width: 11%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">December 31, 2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #ffffff; width: 88%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: center"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: center"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: center"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; 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white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">332,732</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">3,791</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,806</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; 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width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">86</font></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,417</font></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">104,822</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 88%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Certificates of deposit</font></td> <td style="border-bottom: #000000 1pt solid; 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text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">815</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">49,196</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">820</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 82%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Certificates of deposit</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#8212;</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; border-bottom: #000000 1.5pt solid; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Total</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 1.5pt solid; 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white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">996</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">71,813</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 1.5pt solid; 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white-space: nowrap; text-align: right"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left">&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="17" style="border-bottom: #000000 1.5pt solid; width: 17%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">December 31, 2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 82%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="5" style="border-bottom: #000000 1.5pt solid; width: 5%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Less than 12 months</font></b></td> <td style="border-bottom: #000000 1.5pt solid; 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width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,250</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">151,794</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="background-color: #c0c0c0; 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width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">2,537</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">220,208</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">3,223</font></td></tr></table></div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">The amortized cost and fair value of investment securities by contractual maturity are shown in the following table. 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white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td colspan="2" style="width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Carrying</font></b></td> <td style="width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1.5pt solid; width: 88%; white-space: nowrap; text-align: left"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; 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width: 88%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Balance sheet assets:</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Cash and cash equivalents</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">184,354</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">184,354</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">230,933</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">230,933</font></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #c0c0c0; width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Investment securities</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">441,189</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">441,189</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">441,534</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">441,534</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Loans, net</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">740,823</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">739,240</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">711,362</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">711,090</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Accrued interest receivable</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">6,489</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">6,489</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">7,069</font></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">7,069</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Total</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,372,855</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,371,272</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,390,898</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,390,626</font></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #c0c0c0; width: 88%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Balance sheet liabilities:</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Deposits</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">655,432</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">655,563</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">721,926</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">722,018</font></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #c0c0c0; width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Accounts and drafts payable</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">739,357</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">739,357</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">694,360</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">694,360</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1pt solid; width: 88%; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Accrued interest payable</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">157</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">157</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">91</font></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">91</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 88%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Total</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,394,946</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,395,077</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,416,377</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$&#160;&#160;&#160;&#160;&#160;</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,416,469</font></td></tr></table></div> 107815 11456 1457000 36000 <div><p style="text-align: justify"><font style="font: x-small Times New Roman">Note 14 </font><font style="font: x-small Times New Roman">&#8211; </font><font style="font: x-small Times New Roman">Leases</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">On January 1, 2019, the Company adopted Accounting Standards Update (&#8220;ASU&#8221;) No. 2016-02 &#8211; Leases (ASC Topic 842). The Company leases certain premises under operating leases. As of March 31, 2019, the Company had lease liabilities of $7,590,000 and right-of-use assets of $6,895,000. Lease liabilities and right-of-use assets are reflected in other liabilities and other assets, respectively. Presented within occupancy expense on the Consolidated Statements of Income for the three months ended March 31, 2019, operating lease cost was $420,000, short-term lease cost was $36,000, and there was no variable lease cost. For the three months ended March 31, 2019, the weighted average remaining lease term for the operating leases was 7.0 years and the weighted average discount rate used in the measurement of operating lease liabilities was 5.5%. Certain of the Company&#8217;s leases contain options to renew the lease; however, these renewal options are not included in the calculation of the lease liabilities as they are not reasonably certain to be exercised.</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">A maturity analysis of operating lease liabilities and undiscounted cash flows for the three months ended March 31, 2019 was as follows:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="border-collapse: collapse; line-height: 14pt; width: 100%"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; text-align: left"></td> <td colspan="2" style="white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">March 31,</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 2px solid; white-space: nowrap; text-align: left"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td colspan="2" style="border-bottom: #000000 2px solid; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">2019</font></b></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 96%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Lease payments due</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Less than 1 year</font></td> <td style="white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,619</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">1-2 years</font></td> <td style="white-space: nowrap; text-align: left"></td> <td style="white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,740</font></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">2-3 years</font></td> <td style="white-space: nowrap; text-align: left"></td> <td style="white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,555</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">3-4 years</font></td> <td style="white-space: nowrap; text-align: left"></td> <td style="white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,400</font></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">4-5 years</font></td> <td style="white-space: nowrap; text-align: left"></td> <td style="white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">468</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: #000000 1px solid; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Over 5 years</font></td> <td style="border-bottom: #000000 1px solid; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1px solid; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">2,265</font></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Total undiscounted cash flows</font></td> <td style="white-space: nowrap; text-align: left"></td> <td style="white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">9,047</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: #000000 1px solid; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Discount on cash flows</font></td> <td style="border-bottom: #000000 1px solid; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1px solid; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,457</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 2px solid; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Total lease liability</font></td> <td style="border-bottom: #000000 2px solid; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 2px solid; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">7,590</font></td></tr></table> <p style="margin: 0px"></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">There were no sale and leaseback transactions, leveraged leases, or lease transactions with related parties during the three months ended March 31, 2019. At March 31, 2019, the Company had one lease that had not yet commenced, but is expected to create approximately $800,000 of additional lease liabilities and right-of-use assets for the Company. This lease is anticipated to commence in 2020.</font></p> </div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">A maturity analysis of operating lease liabilities and undiscounted cash flows for the three months ended March 31, 2019 was as follows:</font></p> <table cellspacing="0" cellpadding="0" border="0" style="border-collapse: collapse; line-height: 14pt; width: 100%"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; text-align: left"></td> <td colspan="2" style="white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">March 31,</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 2px solid; white-space: nowrap; text-align: left"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td colspan="2" style="border-bottom: #000000 2px solid; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">2019</font></b></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 96%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Lease payments due</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 3%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Less than 1 year</font></td> <td style="white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,619</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">1-2 years</font></td> <td style="white-space: nowrap; text-align: left"></td> <td style="white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,740</font></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">2-3 years</font></td> <td style="white-space: nowrap; text-align: left"></td> <td style="white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,555</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">3-4 years</font></td> <td style="white-space: nowrap; text-align: left"></td> <td style="white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,400</font></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">4-5 years</font></td> <td style="white-space: nowrap; text-align: left"></td> <td style="white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">468</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: #000000 1px solid; white-space: nowrap; text-align: left; padding-left: 15pt"><font style="font: x-small Times New Roman">Over 5 years</font></td> <td style="border-bottom: #000000 1px solid; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1px solid; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">2,265</font></td></tr> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Total undiscounted cash flows</font></td> <td style="white-space: nowrap; text-align: left"></td> <td style="white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">9,047</font></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: #000000 1px solid; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Discount on cash flows</font></td> <td style="border-bottom: #000000 1px solid; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1px solid; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">1,457</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 2px solid; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Total lease liability</font></td> <td style="border-bottom: #000000 2px solid; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 2px solid; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">7,590</font></td></tr></table></div> <div><p style="text-align: justify"><font style="font: x-small Times New Roman">Note 13 </font><font style="font: x-small Times New Roman">&#8211; </font><font style="font: x-small Times New Roman">Revenue from Contracts with Customers</font></p> <p style="text-align: justify"><font style="font: x-small Times New Roman">On January 1, 2018, the Company adopted FASB ASC 606, </font><i><font style="font: x-small Times New Roman">Revenue from Contracts with Customers </font></i><font style="font: x-small Times New Roman">(&#8220;FASB ASC 606&#8221;) </font><font style="font: x-small Times New Roman">and selected the modified retrospective transition method. The adoption of this new standard did not impact </font><font style="font: x-small Times New Roman">the Company&#8217;s results of oper</font><font style="font: x-small Times New Roman">ations or balance sheet and there was no cumulative effect of initially applying this new revenue standard to the opening balance of retained earnings. Since interest income on loans and securities are both excluded from this topic, a significant portion </font><font style="font: x-small Times New Roman">of the Company&#8217;s revenues are not subject to the new guidance. </font><font style="font: x-small Times New Roman">The services that fall within the scope of FASB ASC 606 are presented within fee revenue and other income in the Consolidated Statements of Income and are recognized as revenue as the obligation to the customer is satisfied. 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The contracts have no significant impact of variable consideration and no significant financing components.</font></p> <p style="text-align: justify"><i><font style="font: x-small Times New Roman">Bank service fees </font></i><font style="font: x-small Times New Roman">&#8211; </font><font style="font: x-small Times New Roman">Revenue from service fees consists of service charges and fees on deposit accounts under depository agreements with customers to provide access to deposited funds. Service charges on deposit accounts are transaction based fees that are recognized at the point in time when the performance obligation is satisfied. Service charges are recognized on a monthly basis representing the period over which the performance obligation is satisfied. The contracts have no significant impact of variable consideration and no significant financing components.</font></p> <p style="text-align: justify"><i><font style="font: x-small Times New Roman">OREO </font></i><font style="font: x-small Times New Roman">&#8211; </font><font style="font: x-small Times New Roman">The Company currently does not have any OREO and has not in recent years. Net gains or losses would be recorded when other real estate is sold to a third party and substantially all of the consideration for the transfer of property is received.</font></p> <table cellspacing="0" cellpadding="0" border="0" style="line-height: 14pt; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="5" style="width: 5%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">For the Three Months</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: center"></td> <td colspan="5" style="border-bottom: #000000 1.5pt solid; width: 5%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">Ended March 31,</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1.5pt solid; width: 94%; white-space: nowrap; text-align: left"><b><i><font style="font: x-small Times New Roman">(In thousands)</font></i></b></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td colspan="2" style="border-bottom: #000000 1.5pt solid; width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">2019</font></b></td> <td style="border-bottom: #000000 1.5pt solid; width: 1%; white-space: nowrap; text-align: center">&#160;&#160;&#160;&#160;&#160;</td> <td colspan="2" style="border-bottom: #000000 1.5pt solid; width: 2%; white-space: nowrap; text-align: center"><b><font style="font: x-small Times New Roman">2018</font></b></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #c0c0c0; width: 94%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">Fee revenue and other income</font></td> <td style="background-color: #c0c0c0; 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text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #c0c0c0; width: 94%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Invoice processing fees</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">20,542</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">19,149</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Invoice payment fees</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">5,915</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">5,678</font></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #c0c0c0; width: 94%; white-space: nowrap; 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white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">376</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">335</font></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #c0c0c0; width: 94%; white-space: nowrap; text-align: left; padding-left: 30pt; text-indent: -15pt"><font style="font: x-small Times New Roman">Fee revenue (in-scope of FASB ASC 606)</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">26,833</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">25,162</font></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; text-align: left; padding-left: 30pt; text-indent: -15pt"><font style="font: x-small Times New Roman">Other income (out-of-scope of FASB ASC 606)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">180</font></td> <td style="width: 1%; white-space: nowrap; 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white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="width: 94%; white-space: nowrap; text-align: left; padding-left: 30pt; text-indent: -15pt"><i><font style="font: x-small Times New Roman">In-scope of FASB ASC 606</font></i></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #c0c0c0; width: 94%; white-space: nowrap; text-align: left; padding-left: 30pt"><font style="font: x-small Times New Roman">Invoice processing fees</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #c0c0c0; 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text-align: left; padding-left: 30pt; text-indent: -15pt"><font style="font: x-small Times New Roman">Other income (out-of-scope of FASB ASC 606)</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">180</font></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1pt solid; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">212</font></td></tr> <tr style="vertical-align: bottom"> <td style="background-color: #c0c0c0; width: 94%; white-space: nowrap; text-align: left; padding-left: 60pt; text-indent: -15pt"><font style="font: x-small Times New Roman">Total fee revenue and other income</font></td> <td style="background-color: #c0c0c0; 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width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: left"></td> <td style="background-color: #ffffff; width: 1%; white-space: nowrap; text-align: right; border-bottom: Black 1pt solid"><font style="font: x-small Times New Roman">10,609</font></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 94%; white-space: nowrap; text-align: left; padding-left: 45pt"><font style="font: x-small Times New Roman">Total net revenue</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#160;&#160;&#160;&#160;&#160;38,370</font></td> <td style="background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left; border-bottom: Black 1.5pt solid"></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: left"><font style="font: x-small Times New Roman">$</font></td> <td style="border-bottom: #000000 1.5pt solid; background-color: #c0c0c0; width: 1%; white-space: nowrap; text-align: right"><font style="font: x-small Times New Roman">&#160;&#160;&#160;&#160;&#160;35,983</font></td></tr></table> <table cellspacing="0" cellpadding="0" border="0" style="border-collapse: collapse; line-height: normal; width: 100%"> <tr style="vertical-align: bottom"> <td style="white-space: nowrap; text-align: left; width: 1%; vertical-align: top"><font style="font: xx-small Times New Roman">¹</font></td> <td style="text-align: justify; width: 99%"><font style="font: xx-small Times New Roman">The Company earns interest income from the balances generated during the invoice processing and payment cycle and on deposit accounts, which is an integral component of the Company&#8217;s compensation; but, is out-of-scope of FASB ASC 606. </font></td></tr></table></div> Amortization through December 31, 2001 prior to adoption of FASB ASC 350. Presented on a tax-equivalent basis assuming a tax rate of 21% for 2019 and 2018. The tax-equivalent adjustment was approximately $541,000 and $687,000 for the three months ended March 31, 2019 and 2018, respectively. Loans subject to special monitoring possess some credit deficiency or potential weakness which requires a high level of management attention. Loans subject to normal monitoring involve borrowers of acceptable-to-strong credit quality and risk, who have the apparent ability to satisfy their loan obligations. The Company earns interest income from the balances generated during the invoice processing and payment cycle and on deposit accounts, which is an integral component of the Company's compensation; but, is out-of-scope of FASB ASC 606.